FRINK Linked Data Fragments server

Matches in SemOpenAlex for { <https://semopenalex.org/work/W215348441> ?p ?o ?g. }

• W215348441 startingPage "71" @default.
• W215348441 abstract "People who have never had a bank account could enjoy basic banking facilities for the first time thanks to mobile financial services--a good reason for service providers to turn their sights to emerging markets. If mobile financial services are proving a disappointment in the developed markets of Asia and Europe, the financial institutions and telephone companies that provide those services could do worse than to explore the world's emerging markets. Indeed, the providers could even find more fertile ground there. For the fact is that one day, in most of the world's emerging markets, more people will use mobile telephones than use fixed telephone lines. Businesses that are based on mobile financial services will thus be a natural fit for these economies. What is more, there is no need to wait for the next-generation mobile networks; these businesses can be built using today's technology. But to capture this significant opportunity, financial firms and telecommunications companies will have to forge partnerships with one another and, possibly, with merchants and retail chains as well. Emerging markets: The greater opportunity Mobile financial services are just that: financial services delivered through the medium of mobile handsets. Users can make basic inquiries about their balances or, in a more complicated maneuver, their payments. Basic services are already widely available in developed countries and in the more sophisticated emerging markets, such as Hong Kong and South Korea. So far, though, users in these markets remain unimpressed by the services, and providers haven't been able to charge anywhere near what they cost to deliver. But mobile devices are bound to have more impact in countries that have limited wired networks, and this probably explains why consumers seem to like data-based mobile services in those emerging markets where they are available; in the Philippines, for example, people have taken rapidly to the Short Message Service. By 2005, when there will be more mobile phones in the world than TVs, fixed-line phones, or personal computers, the lead of mobile devices over PCs will be even greater in emerging markets than in developed ones. Indeed, it is in emerging markets that mobile devices seem likely to beat PCs in the race to become the primary conduit of Internet services to the multitudes. Similarly, consumers and businesses in emerging markets are likely to find mobile financial services more attractive than do their counterparts in developed markets, because they have fewer alternatives. For many remote or low-income consumers, mobile handsets and the mobile Internet could for the first time provide access to financial services such as basic banking and electronic payments; otherwise financial-services providers find such segments impossible to serve cost-effectively. Mobile networks are cheaper to build than fixed-line networks, and mobile services are generally cheaper to roll out than their precursors (see Connecting the unconnected, in the current issue); a mobile-payments network, for example, can cost less to create and operate than an electronic point-of-sale (POS) merchant network (Exhibit 1). This means that some countries will be able to leapfrog over intermediate technologies and move directly from a paper-based payments system to a mobile one, without ever having to build an ext ensive wired POS or automated-teller-machine network. We have identified eight business models for mobile financial services (see sidebar, Models for mobile businesses, on the next page), ranging from payments platforms and content services to mobile portals. [1] Which model will be most appropriate in a given market? What sort of alliance between providers would have a particular advantage there? How much value could the model create? Offering the right service in the right market Not all mobile services are relevant to all emerging markets: some are better suited to more financially sophisticated ones, others to the less developed. …" @default.
• W215348441 created "2016-06-24" @default.
• W215348441 creator A5000945015 @default.
• W215348441 creator A5013357176 @default.
• W215348441 creator A5069722362 @default.
• W215348441 date "2001-09-22" @default.
• W215348441 modified "2023-09-24" @default.
• W215348441 title "Could Mobile Banking Go Global" @default.
• W215348441 hasPublicationYear "2001" @default.
• W215348441 type Work @default.
• W215348441 sameAs 215348441 @default.
• W215348441 citedByCount "11" @default.
• W215348441 countsByYear W2153484412015 @default.
• W215348441 crossrefType "journal-article" @default.
• W215348441 hasAuthorship W215348441A5000945015 @default.
• W215348441 hasAuthorship W215348441A5013357176 @default.
• W215348441 hasAuthorship W215348441A5069722362 @default.
• W215348441 hasConcept C10138342 @default.
• W215348441 hasConcept C116537 @default.
• W215348441 hasConcept C121087249 @default.
• W215348441 hasConcept C127413603 @default.
• W215348441 hasConcept C139043278 @default.
• W215348441 hasConcept C144133560 @default.
• W215348441 hasConcept C145097563 @default.
• W215348441 hasConcept C15744967 @default.
• W215348441 hasConcept C160949748 @default.
• W215348441 hasConcept C162853370 @default.
• W215348441 hasConcept C19244329 @default.
• W215348441 hasConcept C2775930393 @default.
• W215348441 hasConcept C2778430866 @default.
• W215348441 hasConcept C2779251847 @default.
• W215348441 hasConcept C2779628136 @default.
• W215348441 hasConcept C2780378061 @default.
• W215348441 hasConcept C54750564 @default.
• W215348441 hasConcept C76155785 @default.
• W215348441 hasConcept C77805123 @default.
• W215348441 hasConceptScore W215348441C10138342 @default.
• W215348441 hasConceptScore W215348441C116537 @default.
• W215348441 hasConceptScore W215348441C121087249 @default.
• W215348441 hasConceptScore W215348441C127413603 @default.
• W215348441 hasConceptScore W215348441C139043278 @default.
• W215348441 hasConceptScore W215348441C144133560 @default.
• W215348441 hasConceptScore W215348441C145097563 @default.
• W215348441 hasConceptScore W215348441C15744967 @default.
• W215348441 hasConceptScore W215348441C160949748 @default.
• W215348441 hasConceptScore W215348441C162853370 @default.
• W215348441 hasConceptScore W215348441C19244329 @default.
• W215348441 hasConceptScore W215348441C2775930393 @default.
• W215348441 hasConceptScore W215348441C2778430866 @default.
• W215348441 hasConceptScore W215348441C2779251847 @default.
• W215348441 hasConceptScore W215348441C2779628136 @default.
• W215348441 hasConceptScore W215348441C2780378061 @default.
• W215348441 hasConceptScore W215348441C54750564 @default.
• W215348441 hasConceptScore W215348441C76155785 @default.
• W215348441 hasConceptScore W215348441C77805123 @default.
• W215348441 hasLocation W2153484411 @default.
• W215348441 hasOpenAccess W215348441 @default.
• W215348441 hasPrimaryLocation W2153484411 @default.
• W215348441 hasRelatedWork W1425183333 @default.
• W215348441 hasRelatedWork W1981754801 @default.
• W215348441 hasRelatedWork W1991968977 @default.
• W215348441 hasRelatedWork W1994779579 @default.
• W215348441 hasRelatedWork W2007238356 @default.
• W215348441 hasRelatedWork W215159394 @default.
• W215348441 hasRelatedWork W2181844276 @default.
• W215348441 hasRelatedWork W2290317321 @default.
• W215348441 hasRelatedWork W2291279859 @default.
• W215348441 hasRelatedWork W2299795447 @default.
• W215348441 hasRelatedWork W2544014331 @default.
• W215348441 hasRelatedWork W2548889663 @default.
• W215348441 hasRelatedWork W2619929334 @default.
• W215348441 hasRelatedWork W274933515 @default.
• W215348441 hasRelatedWork W275277349 @default.
• W215348441 hasRelatedWork W2920873470 @default.
• W215348441 hasRelatedWork W3130836960 @default.
• W215348441 hasRelatedWork W330331848 @default.
• W215348441 hasRelatedWork W2186165675 @default.
• W215348441 hasRelatedWork W292786348 @default.
• W215348441 isParatext "false" @default.
• W215348441 isRetracted "false" @default.
• W215348441 magId "215348441" @default.
• W215348441 workType "article" @default.