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• W2156319686 abstract "Scholars have argued that the unique nature of an investment in education results in a market failure for student loans. This market failure is said to exist despite the empirically established, attractive risk-return profile of educational investments. This paper reviews the literature on school loan market failure and argues against the market failure hypothesis. It also suggests that the most significant threat to the school loan market is a failure to properly define and protect a borrower's property rights to his own future income. Finally, it makes the case that protecting property rights and eliminating loan subsidies should result in a healthier market for educational funding." @default.
• W2156319686 created "2016-06-24" @default.
• W2156319686 creator A5038172521 @default.
• W2156319686 date "2007-10-01" @default.
• W2156319686 modified "2023-09-24" @default.
• W2156319686 title "The Market Failure for Student Loans" @default.
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