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- W2156841222 abstract "Economists frequently assume that employees “pay for” employer-provided fringe benefits, such as contributions to retirement plans, in the form of reduced wages. Because low-income employees receive little tax benefit from saving in qualified retirement plans, however, and may prefer immediate consumption to additional retirement accruals, they may not be willing to accept a one dollar reduction in their wage in return for an additional dollar contributed to their 401(k) plan, while high income workers may be willing to give up more than a dollar in wages to get the tax benefit." @default.
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- W2156841222 date "2011-01-01" @default.
- W2156841222 modified "2023-09-24" @default.
- W2156841222 title "Do Low-Income Workers Benefit from 401(K) Plans?" @default.
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- W2156841222 doi "https://doi.org/10.2139/ssrn.1937795" @default.
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