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- W2181545290 abstract "This research has been undertaken to study the Financial Inclusion program in the selected bank branches within puducherry state to find out the steps taken by the banks in the area of Financial Inclusion. Financial inclusion is delivery of banking services at an affordable cost to the vast sections of disadvantaged and low income group. The various financial services include savings, loans, insurance, payments, remittance facilities and financial counseling/advisory services by the formal financial system. The main objectives of the research were to identify the approaches adopted by different banks and the customer response towards the banking approaches under financial inclusion program. The study concluded that though the banks are complying with RBI norms in terms of opening branches within areas of at least 2000 population, offering no frills account, kisan credit card, General credit card, simplifying KYC norms, but still alot of effort is to be put in for financial inclusion progress. As per RBI report on Financial Inclusion and financial Literary, March 2013, total number of bank branches in India has increased from 83457 in March 2010 to 101359 in December 2012 i.e. by 17902, around 20%while rural branches have increased from 32433 in 2010 to 38127 i.e. by 5694, around 17%. Biometric cards should be introduced for security in transactions as well as saving time. Business correspondents should be employed in villages for promoting financial inclusion program. Financial inclusion requires efforts on the parts of three parties- RBI, all the banks and also the general public for its better progress." @default.
- W2181545290 created "2016-06-24" @default.
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- W2181545290 date "2013-01-01" @default.
- W2181545290 modified "2023-09-26" @default.
- W2181545290 title "THE EFFECTIVENESS OF THE FINANCIAL INCLUSION PRODUCTS" @default.
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