Matches in SemOpenAlex for { <https://semopenalex.org/work/W2188458968> ?p ?o ?g. }
Showing items 1 to 77 of
77
with 100 items per page.
- W2188458968 abstract "The purpose of this paper is twofold: (i) to establish whether the growth in mobile commerce in Uganda has disadvantaged commercial banks in way that their liquidity has been indirectly stolen (Pickens, 2009) and (ii)to examine the extent to which Mobile Money services have affected liquidity position of Uganda’s commercial banks. The paper used a cross sectional study design and emphasis was put on quantitative research approach. However, for data analysis, descriptive statistics together with linear regression tests were applied. Findings indicated that Ugandan commercial banks are in liquidity crisis, a phenomena that has constrained their lending capacity. What is more unfortunate is that the commercial banks’ liquidity ratios are falling short of the Bank of Uganda’s threshold ratio of 20% representing a ratio of total liquid assets to total deposit liability. Single-handedly, mobile money services account for 36.7% of liquidity variance in Ugandan Commercial Banks. The study recommends that commercial banks should partner or enter into joint venture with mobile money operators. With such partnership, banks will have effective models to expand their physical reach into poor and rural areas. This arrangement will deliver the required level of proximity and low transaction costs, which are essential in increasing client deposits, a source of liquidity. More so, commercial banks should take advantage of the products that are not provided by mobile operators. For example, credit or loan facilities and insurance services where banks have competitive advantage over mobile operators should be conveniently provided at a low cost to clients. It is hoped that this will build a strong bond between the client and the bank which guarantees regular flow of cash in or cash out transaction." @default.
- W2188458968 created "2016-06-24" @default.
- W2188458968 creator A5057614716 @default.
- W2188458968 creator A5061113062 @default.
- W2188458968 date "2012-01-01" @default.
- W2188458968 modified "2023-10-08" @default.
- W2188458968 title "MOBILE MONEY SERVICES: A LIQUIDITY THREAT TO UGANDA’s COMMERCIAL BANKS" @default.
- W2188458968 cites W1552074885 @default.
- W2188458968 cites W1573234480 @default.
- W2188458968 cites W172618368 @default.
- W2188458968 cites W1859968309 @default.
- W2188458968 cites W1984278724 @default.
- W2188458968 cites W1989195020 @default.
- W2188458968 cites W1992650084 @default.
- W2188458968 cites W2012627382 @default.
- W2188458968 cites W2045787149 @default.
- W2188458968 cites W2052943507 @default.
- W2188458968 cites W2069005704 @default.
- W2188458968 cites W2083399550 @default.
- W2188458968 cites W2106096361 @default.
- W2188458968 cites W2976378950 @default.
- W2188458968 hasPublicationYear "2012" @default.
- W2188458968 type Work @default.
- W2188458968 sameAs 2188458968 @default.
- W2188458968 citedByCount "6" @default.
- W2188458968 countsByYear W21884589682013 @default.
- W2188458968 countsByYear W21884589682014 @default.
- W2188458968 countsByYear W21884589682015 @default.
- W2188458968 countsByYear W21884589682017 @default.
- W2188458968 countsByYear W21884589682019 @default.
- W2188458968 countsByYear W21884589682021 @default.
- W2188458968 crossrefType "journal-article" @default.
- W2188458968 hasAuthorship W2188458968A5057614716 @default.
- W2188458968 hasAuthorship W2188458968A5061113062 @default.
- W2188458968 hasConcept C10138342 @default.
- W2188458968 hasConcept C105795698 @default.
- W2188458968 hasConcept C144133560 @default.
- W2188458968 hasConcept C183582576 @default.
- W2188458968 hasConcept C2777764128 @default.
- W2188458968 hasConcept C33923547 @default.
- W2188458968 hasConcept C39896193 @default.
- W2188458968 hasConcept C73283319 @default.
- W2188458968 hasConceptScore W2188458968C10138342 @default.
- W2188458968 hasConceptScore W2188458968C105795698 @default.
- W2188458968 hasConceptScore W2188458968C144133560 @default.
- W2188458968 hasConceptScore W2188458968C183582576 @default.
- W2188458968 hasConceptScore W2188458968C2777764128 @default.
- W2188458968 hasConceptScore W2188458968C33923547 @default.
- W2188458968 hasConceptScore W2188458968C39896193 @default.
- W2188458968 hasConceptScore W2188458968C73283319 @default.
- W2188458968 hasLocation W21884589681 @default.
- W2188458968 hasOpenAccess W2188458968 @default.
- W2188458968 hasPrimaryLocation W21884589681 @default.
- W2188458968 hasRelatedWork W1555183907 @default.
- W2188458968 hasRelatedWork W1568907665 @default.
- W2188458968 hasRelatedWork W1575463862 @default.
- W2188458968 hasRelatedWork W1591772725 @default.
- W2188458968 hasRelatedWork W2029151444 @default.
- W2188458968 hasRelatedWork W2091921578 @default.
- W2188458968 hasRelatedWork W2262725919 @default.
- W2188458968 hasRelatedWork W2349880231 @default.
- W2188458968 hasRelatedWork W2467537167 @default.
- W2188458968 hasRelatedWork W264800523 @default.
- W2188458968 hasRelatedWork W2904647864 @default.
- W2188458968 hasRelatedWork W2991955381 @default.
- W2188458968 hasRelatedWork W306453397 @default.
- W2188458968 hasRelatedWork W3121680554 @default.
- W2188458968 hasRelatedWork W3123172237 @default.
- W2188458968 hasRelatedWork W3124414437 @default.
- W2188458968 hasRelatedWork W3201567684 @default.
- W2188458968 hasRelatedWork W656449853 @default.
- W2188458968 hasRelatedWork W776507965 @default.
- W2188458968 hasRelatedWork W2595678368 @default.
- W2188458968 isParatext "false" @default.
- W2188458968 isRetracted "false" @default.
- W2188458968 magId "2188458968" @default.
- W2188458968 workType "article" @default.