Matches in SemOpenAlex for { <https://semopenalex.org/work/W2189065121> ?p ?o ?g. }
- W2189065121 abstract "In the wake of the housing bubble and subsequent crisis in mortgage foreclosures, exotic mortgages made to subprime borrowers, often labeled as “predatory” in nature, have taken a significant amount of blame for the large number of foreclosures. Mortgage loan characteristics which are often considered predatory include pre-payment penalties, negative amortization, balloon payments, interest-only mortgages, piggy-back loans, and no/low documentation loans. Subprime and Alt-A borrowers are most likely to have mortgages containing these characteristics since these borrowers represent a higher degree of default risk. Using discriminant analysis, this study will measure the association between predatory loan characteristics and subsequent default. The data comes from CoreLogic Information Solutions, Inc. (CoreLogic), who accumulate mortgage loan data for forecasting and analytical purposes. The study will also include an independent variable measuring housing price change. The results indicate that predatory loan characteristics and the risk of default were related to each other in a statistically significant manner, but the relative magnitude of the relationship was weak. In contrast, the research findings indicate that the impact of housing price changes in explaining mortgage defaults was substantially larger. The study will also develop a multivariate logistic regression model which confirms these results." @default.
- W2189065121 created "2016-06-24" @default.
- W2189065121 creator A5020566500 @default.
- W2189065121 creator A5049250748 @default.
- W2189065121 date "2013-01-01" @default.
- W2189065121 modified "2023-09-27" @default.
- W2189065121 title "Predatory lending characteristics and mortgage default" @default.
- W2189065121 cites W1487685366 @default.
- W2189065121 cites W1519054261 @default.
- W2189065121 cites W1580442247 @default.
- W2189065121 cites W1592135029 @default.
- W2189065121 cites W1607286144 @default.
- W2189065121 cites W1968632832 @default.
- W2189065121 cites W1990565118 @default.
- W2189065121 cites W1994736273 @default.
- W2189065121 cites W2009696688 @default.
- W2189065121 cites W2037989157 @default.
- W2189065121 cites W2052336167 @default.
- W2189065121 cites W2080919967 @default.
- W2189065121 cites W2085598364 @default.
- W2189065121 cites W2088164923 @default.
- W2189065121 cites W2088618708 @default.
- W2189065121 cites W2147008878 @default.
- W2189065121 cites W2161782475 @default.
- W2189065121 cites W2165389461 @default.
- W2189065121 cites W2918142631 @default.
- W2189065121 cites W3121207530 @default.
- W2189065121 cites W3121390859 @default.
- W2189065121 cites W3123808387 @default.
- W2189065121 cites W3123910691 @default.
- W2189065121 cites W3124057220 @default.
- W2189065121 cites W3124120100 @default.
- W2189065121 cites W3124258046 @default.
- W2189065121 cites W3124595791 @default.
- W2189065121 cites W3125485383 @default.
- W2189065121 cites W3125521570 @default.
- W2189065121 cites W3133917342 @default.
- W2189065121 cites W3135358928 @default.
- W2189065121 cites W622569525 @default.
- W2189065121 hasPublicationYear "2013" @default.
- W2189065121 type Work @default.
- W2189065121 sameAs 2189065121 @default.
- W2189065121 citedByCount "2" @default.
- W2189065121 countsByYear W21890651212015 @default.
- W2189065121 crossrefType "journal-article" @default.
- W2189065121 hasAuthorship W2189065121A5020566500 @default.
- W2189065121 hasAuthorship W2189065121A5049250748 @default.
- W2189065121 hasConcept C10138342 @default.
- W2189065121 hasConcept C130424004 @default.
- W2189065121 hasConcept C138893092 @default.
- W2189065121 hasConcept C144133560 @default.
- W2189065121 hasConcept C145097563 @default.
- W2189065121 hasConcept C162118730 @default.
- W2189065121 hasConcept C162324750 @default.
- W2189065121 hasConcept C165060548 @default.
- W2189065121 hasConcept C22738907 @default.
- W2189065121 hasConcept C2776830614 @default.
- W2189065121 hasConcept C2777764128 @default.
- W2189065121 hasConcept C43039823 @default.
- W2189065121 hasConcept C556758197 @default.
- W2189065121 hasConcept C68799949 @default.
- W2189065121 hasConcept C69637215 @default.
- W2189065121 hasConcept C73283319 @default.
- W2189065121 hasConcept C97330809 @default.
- W2189065121 hasConceptScore W2189065121C10138342 @default.
- W2189065121 hasConceptScore W2189065121C130424004 @default.
- W2189065121 hasConceptScore W2189065121C138893092 @default.
- W2189065121 hasConceptScore W2189065121C144133560 @default.
- W2189065121 hasConceptScore W2189065121C145097563 @default.
- W2189065121 hasConceptScore W2189065121C162118730 @default.
- W2189065121 hasConceptScore W2189065121C162324750 @default.
- W2189065121 hasConceptScore W2189065121C165060548 @default.
- W2189065121 hasConceptScore W2189065121C22738907 @default.
- W2189065121 hasConceptScore W2189065121C2776830614 @default.
- W2189065121 hasConceptScore W2189065121C2777764128 @default.
- W2189065121 hasConceptScore W2189065121C43039823 @default.
- W2189065121 hasConceptScore W2189065121C556758197 @default.
- W2189065121 hasConceptScore W2189065121C68799949 @default.
- W2189065121 hasConceptScore W2189065121C69637215 @default.
- W2189065121 hasConceptScore W2189065121C73283319 @default.
- W2189065121 hasConceptScore W2189065121C97330809 @default.
- W2189065121 hasLocation W21890651211 @default.
- W2189065121 hasOpenAccess W2189065121 @default.
- W2189065121 hasPrimaryLocation W21890651211 @default.
- W2189065121 hasRelatedWork W1509869330 @default.
- W2189065121 hasRelatedWork W1596051634 @default.
- W2189065121 hasRelatedWork W2034256605 @default.
- W2189065121 hasRelatedWork W2066492635 @default.
- W2189065121 hasRelatedWork W2128450122 @default.
- W2189065121 hasRelatedWork W2155022643 @default.
- W2189065121 hasRelatedWork W2161798513 @default.
- W2189065121 hasRelatedWork W2586687367 @default.
- W2189065121 hasRelatedWork W2761875075 @default.
- W2189065121 hasRelatedWork W2768105270 @default.
- W2189065121 hasRelatedWork W2891675550 @default.
- W2189065121 hasRelatedWork W3121733538 @default.
- W2189065121 hasRelatedWork W3121829256 @default.
- W2189065121 hasRelatedWork W3122715581 @default.
- W2189065121 hasRelatedWork W3122857742 @default.
- W2189065121 hasRelatedWork W3123433640 @default.