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- W2201807799 abstract "This article summarizes a seminar presented at a CIRDAP regional workshop in February 1998, on gender equity, poverty, rights, and participation. This seminar discussed India's experience with banks and financial policies. The recent East Asian crisis has shown that poverty eradication and sustainable development are not possible without an effective and transparent state that can play a catalytic, facilitating role and can increase and complement the activities of private businesses and individuals. The economy grows faster with a well diversified, efficient financial sector for promoting investment. Well developed, market oriented financial systems contribute to greater economic growth than weak and stringently regulated ones. Formal banks play a key role in meeting the growing needs of the economy and pursuing a social agenda. India, in 1991, reformed its banks which became more competitive and responsive to emerging challenges of a fast growing economy. India has an anti-poverty agenda that for the last 50 years promoted economic growth, offered wage assurance and self employment schemes, and provided a safety net for the poor. These schemes have met with varying success. For example, some operational constraints to credit in rural non-farm schemes were: the bank's perception that rural businesses were high risk and less profitable; poor infrastructure; and a slow process of credit delivery changes and skill upgrades for visible results. The author touches on other issues, such as the changing labor market, collateral substitutes, self-help concepts, venture capital, and integration of rural development programs within banking systems." @default.
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- W2201807799 date "1998-03-01" @default.
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- W2201807799 title "Excerpts from Dr. P. Kotaiah's paper: Policies on Institutional Credit to Generate Employment and Marketing Skills among the Rural Youth in Asia and the Pacific region -- the Indian experience." @default.
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