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- W2232070044 abstract "There is endless story about the important of housing for human being. Not just one of basic need forhuman kind, but it provides additional life style value to them. Most of housing practices in Malaysiamay classified into four periods that reflect to housing budget needs during renting a room or duringrenting a house, during buying a house and during living after payment of mortgage loan has beencompleted. In Malaysia, peoples buy houses through mortgage loans which protected by MortgageReducing Term Assurance (MRTA). The buyers with such insurance coverage will benefits from risk oflosing the house especially if they die later. This helps their beneficiaries maintain their standard ofliving in term of housing needs. But, other sad story heard from people who currently renting ahouse. If the breadwinner of the family die, then their family would face trouble in maintaining theirhousing needs today and lost opportunity to own or buy a house at least relatively equal to currentstandard of living if their breadwinner doesn’t die today. It is important to have a model ofhouseholds housing budget for Malaysian which include the housing periods in order to inducesufficient amount of funds for such needs. So that every beneficiary in Malaysia would neverexperience depreciating in housing standard of living if they know the exact amount of funds neededthroughout their mysterious years. This paper will propose the model and its variables that consistentwith Malaysian law environments, common practices and the stages of family life cycle." @default.
- W2232070044 created "2016-06-24" @default.
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- W2232070044 date "2012-03-01" @default.
- W2232070044 modified "2023-09-27" @default.
- W2232070044 title "The general model of Malaysian Households Housing Budget" @default.
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