Matches in SemOpenAlex for { <https://semopenalex.org/work/W2236685025> ?p ?o ?g. }
Showing items 1 to 86 of
86
with 100 items per page.
- W2236685025 abstract "Having a bank account is widely regarded as the first step towards financial inclusion of the poor, as funds deposited in a bank account is expected to lead to higher savings. However, the existing literature on the savings potential of new bank accounts for the poor usually stops short of investigating whether the savings are productively used. In this paper we attempt to fill in this gap. Moreover, having a bank account to the poor is not synonymous to using it. Therefore, we measure the impact of being paid at bank on the investment in human capital of the households. Our empirical approach differs from most existing studies which have used field experiments with a limited sample size and a one-time payment to subjects of the experiments. In order to ensure generalizability of our findings, we use a large nationally representative sample and repeated wage payments to the poor. Our empirical tests exploiting special features of the National Rural Employment Guarantee Scheme (NREGS) of India indicate that the beneficiary households (recipients of NREGS wage payments through bank accounts) spend significantly less than their counterparts (cash payment recipients) on education, arguably the most important human capital development investment for the poor. The results are consistent between standard OLS and instrumental variable estimates designed to correct for omitted variable bias in OLS tests. Our tests for other discretionary and non-discretionary expenses provide corroborating evidence." @default.
- W2236685025 created "2016-06-24" @default.
- W2236685025 creator A5012608522 @default.
- W2236685025 creator A5062293294 @default.
- W2236685025 date "2016-01-01" @default.
- W2236685025 modified "2023-09-26" @default.
- W2236685025 title "How Much Does Having a Bank Account Help the Poor? An Investigation with Instrumental Variables" @default.
- W2236685025 doi "https://doi.org/10.2139/ssrn.2714214" @default.
- W2236685025 hasPublicationYear "2016" @default.
- W2236685025 type Work @default.
- W2236685025 sameAs 2236685025 @default.
- W2236685025 citedByCount "0" @default.
- W2236685025 crossrefType "journal-article" @default.
- W2236685025 hasAuthorship W2236685025A5012608522 @default.
- W2236685025 hasAuthorship W2236685025A5062293294 @default.
- W2236685025 hasConcept C10138342 @default.
- W2236685025 hasConcept C103565092 @default.
- W2236685025 hasConcept C139043278 @default.
- W2236685025 hasConcept C145097563 @default.
- W2236685025 hasConcept C145236788 @default.
- W2236685025 hasConcept C149782125 @default.
- W2236685025 hasConcept C162118730 @default.
- W2236685025 hasConcept C162144332 @default.
- W2236685025 hasConcept C162324750 @default.
- W2236685025 hasConcept C17744445 @default.
- W2236685025 hasConcept C185592680 @default.
- W2236685025 hasConcept C198531522 @default.
- W2236685025 hasConcept C199539241 @default.
- W2236685025 hasConcept C26869875 @default.
- W2236685025 hasConcept C27548731 @default.
- W2236685025 hasConcept C2776943663 @default.
- W2236685025 hasConcept C2777388388 @default.
- W2236685025 hasConcept C2778083465 @default.
- W2236685025 hasConcept C2779251847 @default.
- W2236685025 hasConcept C43617362 @default.
- W2236685025 hasConcept C50522688 @default.
- W2236685025 hasConcept C94625758 @default.
- W2236685025 hasConceptScore W2236685025C10138342 @default.
- W2236685025 hasConceptScore W2236685025C103565092 @default.
- W2236685025 hasConceptScore W2236685025C139043278 @default.
- W2236685025 hasConceptScore W2236685025C145097563 @default.
- W2236685025 hasConceptScore W2236685025C145236788 @default.
- W2236685025 hasConceptScore W2236685025C149782125 @default.
- W2236685025 hasConceptScore W2236685025C162118730 @default.
- W2236685025 hasConceptScore W2236685025C162144332 @default.
- W2236685025 hasConceptScore W2236685025C162324750 @default.
- W2236685025 hasConceptScore W2236685025C17744445 @default.
- W2236685025 hasConceptScore W2236685025C185592680 @default.
- W2236685025 hasConceptScore W2236685025C198531522 @default.
- W2236685025 hasConceptScore W2236685025C199539241 @default.
- W2236685025 hasConceptScore W2236685025C26869875 @default.
- W2236685025 hasConceptScore W2236685025C27548731 @default.
- W2236685025 hasConceptScore W2236685025C2776943663 @default.
- W2236685025 hasConceptScore W2236685025C2777388388 @default.
- W2236685025 hasConceptScore W2236685025C2778083465 @default.
- W2236685025 hasConceptScore W2236685025C2779251847 @default.
- W2236685025 hasConceptScore W2236685025C43617362 @default.
- W2236685025 hasConceptScore W2236685025C50522688 @default.
- W2236685025 hasConceptScore W2236685025C94625758 @default.
- W2236685025 hasLocation W22366850251 @default.
- W2236685025 hasOpenAccess W2236685025 @default.
- W2236685025 hasPrimaryLocation W22366850251 @default.
- W2236685025 hasRelatedWork W1827712578 @default.
- W2236685025 hasRelatedWork W1944038374 @default.
- W2236685025 hasRelatedWork W1945330331 @default.
- W2236685025 hasRelatedWork W2076073302 @default.
- W2236685025 hasRelatedWork W2288915191 @default.
- W2236685025 hasRelatedWork W2605422456 @default.
- W2236685025 hasRelatedWork W2765266319 @default.
- W2236685025 hasRelatedWork W2796051399 @default.
- W2236685025 hasRelatedWork W2884937370 @default.
- W2236685025 hasRelatedWork W2971832900 @default.
- W2236685025 hasRelatedWork W2989655890 @default.
- W2236685025 hasRelatedWork W2994411135 @default.
- W2236685025 hasRelatedWork W3031358289 @default.
- W2236685025 hasRelatedWork W3121705996 @default.
- W2236685025 hasRelatedWork W3121929030 @default.
- W2236685025 hasRelatedWork W3138953740 @default.
- W2236685025 hasRelatedWork W3166198690 @default.
- W2236685025 hasRelatedWork W3176727723 @default.
- W2236685025 hasRelatedWork W3211580052 @default.
- W2236685025 hasRelatedWork W333497607 @default.
- W2236685025 isParatext "false" @default.
- W2236685025 isRetracted "false" @default.
- W2236685025 magId "2236685025" @default.
- W2236685025 workType "article" @default.