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- W2243036771 abstract "In the early twentieth century, eight American states turned an unprecedented idea?enhancing financial stability by compensating “careless” depositors for their losses?into an institution. This paper evaluates the prevailing account of the controversial enactment of state deposit insurance and argues that diffusion and politics, rather than special interests as previously suggested, drove the creation of the new institution. The impact of diffusion was larger where banks were smaller, indicating that an external factor (deposit insurance in neighboring states) and an internal factor (bank size) interacted in its enactment." @default.
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- W2243036771 date "2006-12-01" @default.
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- W2243036771 title "The Origins of Deposit Insurance" @default.
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