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- W2246018387 abstract "This study examines the importance of credit demand and credit supply-related factors in explaining the evolution of credit granted to Portuguese SMEs. The results suggest that the interest rate is a strong driver of SMEs’ demand for bank loans, as well as their internal financing capacity. On the other hand, credit supply mostly depends on the firms’ ability to generate cash-flows and reimburse their debt, and on the amount of collateral. The model was estimated for the period between 2010 and 2012. The results suggest that a considerable fraction of Portuguese SMEs were affected by credit rationing in this period. (This abstract was borrowed from another version of this item.)" @default.
- W2246018387 created "2016-06-24" @default.
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- W2246018387 date "2014-01-01" @default.
- W2246018387 modified "2023-09-23" @default.
- W2246018387 title "Credit rationing for Portuguese SMEs" @default.
- W2246018387 hasPublicationYear "2014" @default.
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