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- W2256291572 abstract "In the average working household in South Africa, death or disability involving an income earner would force the rest of the household to cut expenses by 33% for death and 37% for disability. Alternatively, the remaining income earners would have to up their income by 44% or 59% respectively." @default.
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- W2256291572 title "Heaven help us in a calamity : personal risk cover" @default.
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