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- W2270493039 abstract "Ensuing improvement in efficiency and performance of Urban Cooperative Banks (UCBs) has been the constant endeavour of Reserve Bank of India. Even during this liberalization era UCBs are performed under the directed policies of RBI, because of the weakness and instances of gross mismanagement of the cooperative banking sector were highlighted when the Ahmedabad - based Madhavpura Mercantile Cooperative Bank, with deposits of Rs.1200 crores went on liquidation in March 2001. The UCBs are run entirely with the public money and the Central, State Government has no exposure to them. At the same time, the operational efficiency of the UCBs are crucial in ensuring adequate and timely flow of credit to urban, sub-urban and semi-urban people for diverse purposes, intensive observation on their financial performance deserves serious consideration. The efficiency of UCBs was measured using Annual growth rate in absolute terms of 14 parameters which are grouped into three financial measures i.e. Income statement analysis, capital adequacy analysis and funding and liquidity analysis. Further, Two-way ANOVA is carried out for the 14 parameters selected, between the banks and between the years. The study covers five sample UCBs operating in Tamil Nadu selected on random basis." @default.
- W2270493039 created "2016-06-24" @default.
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- W2270493039 date "2013-01-12" @default.
- W2270493039 modified "2023-09-26" @default.
- W2270493039 title "Functioning of Urban Cooperative Banks in Tamil Nadu: An Appraisal" @default.
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