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- W2277892416 abstract "The question of payments on the Internet was for a long time limited to the problems of electronic money. But today the use of electronic money on the Internet is nil, since payments are made by means of numerous other electronic payment systems. This article proposes an original synthesis of the main developments concerning payment on the Internet. It shows that the main economic issues have switched from the field of monetary economics to economics of banking, with a special focus on: i) the theoretical statute of the payment function in modern banking theories and ii) the exact nature of banks. In brief, increased competition introduced by the Internet in the payments area calls for a more comprehensive theory. This helps to explain why commercial banks have simultaneously provided payment systems, deposits and loan services, and to establish whether the Internet has the potential to impact on the concentration of these different businesses within unique entities." @default.
- W2277892416 created "2016-06-24" @default.
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- W2277892416 date "2009-12-22" @default.
- W2277892416 modified "2023-10-01" @default.
- W2277892416 title "Payment and the Internet: issues and research perspectives in economics of banking" @default.
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- W2277892416 doi "https://doi.org/10.1017/cbo9780511493201.020" @default.
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