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- W2280760137 abstract "The research project was an investigation of the effects of business risk on theperformance of commercial banks in Kenya. In the late 1980's margins attained fromtraditional banking business began to diminish and the past decade has seen dramaticlosses in the banking industry, Banks that had been performing well suddenly announcedlarge losses for example, the disastrous losses of the 1990's, such as those at Orangecounty in 1994 and Barings bank in 1995. Commercial banks expose many risks in theirordinary course of business, such as interest rate, foreign exchange risks, environmentaland operational risks that could minimize their profits by increasing their financial loss.This proposal determines how the financial institutions could reduce its financial lossfrom risk exposure by having risk management tools in place. The. issues prompting theorganization to manage risk are not necessarily identical to the issues leading it topurchase insurance. For example, cost reduction might be the reason for establishing aloss prevention, program, a motive less likely to be served by purchasing insurance. Thisstudy used descriptive survey type of research, a descriptive study aims at determiningthe what, when and how of a phenomenon which is the concern of the study. The targetpopulation for this study was commercial banks that are registered and regulated by theCentral Bank of Kenya (CBK). According to the CBK (2010), there are 43 commercialbanks in Kenya. These banks are all involved in providing banking services in thecountry. A census study was used given that not all commercial banks responded, thepopulation of 29 commercial banks is considered to be small and selecting a sample froma small population would be meaningless. Primary data was collected by use of astructured questionnaire. Target respondents were risk managers. nl~questionnaire usedboth open and closed questions and largely has been designed to use likert scale. Thequestionnaires were administered on the basis of drop and pick method. Secondary datawere used to supplement primary data. Data collected was both quantitative andqualitative; the qualitative data will be analyzed using content analysis and descriptivestatistics was used to analyze the quantitative data. The data was presented using bothstatistical techniques as well as graphical techniques. The statistical techniques includedfrequency distribution and measure of central tendency whereas graphical techniquesincluded tables, pie charts and bar charts. Questionnaires used to collect data were edited,coded and analyzed with the help of SPSS program. Findings of this study werepresented by the use of tables, graphs and charts, which was interpreted to assist theresearcher in making valid conclusion and recommendations. Conclusions derived weregeneralized to all commercial banks operating in Kenya." @default.
- W2280760137 created "2016-06-24" @default.
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- W2280760137 date "2014-08-15" @default.
- W2280760137 modified "2023-09-26" @default.
- W2280760137 title "Investigation of the Effects of Business Risks on the Performance of Commercial Banks in Nairobi, Kenya" @default.
- W2280760137 hasPublicationYear "2014" @default.
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