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- W2283357270 abstract "This paper presents theoretical and practical aspects of using credit data in insurance risk classification. The correlation between credit history and insurance losses is discussed, as well as its possible sources and methods of analysis. Furthermore, the literature on the subject is reviewed, with a focus on the results of empirical studies and practical implementations. Finally, the paper describes the setting of the research study conducted jointly by the Polish Insurance Guarantee Fund and Credit Information Bureau to identify the correlation between credit history and insurance losses in the Polish automobile insurance market. The results of the study indicate that the cooperation between insurers and banks in this field may be beneficial." @default.
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- W2283357270 date "2015-01-01" @default.
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- W2283357270 title "The use of credit data for risk classification in automobile insurance" @default.
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