Matches in SemOpenAlex for { <https://semopenalex.org/work/W2314967034> ?p ?o ?g. }
Showing items 1 to 100 of
100
with 100 items per page.
- W2314967034 endingPage "119" @default.
- W2314967034 startingPage "119" @default.
- W2314967034 abstract "In California, earthquake insurance is not mandatory and is relatively expensive. Investment in earthquake insurance is one indicator of individual/ household response to hazards in the urban environment. This paper reports on a series of three surveys of California homeowners undertaken in 1989, 1990, and 1993 in Contra Costa, Santa Clara, Los Angeles, and San Bernardino counties. The surveys addressed six hypotheses: rates of insurance subscription have increased; socioeconomc and demographic characteristics distinguish the insured from the uninsured; insurance purchase is systematically related to geophysical risk at the home site; perceived risk is a predictor of insurance purchase; experience with an earthquake increases perceived risk and motivates insurance purchase; and mandatory noncatastrophic insurance increases the propensity to buy nonmandatory catastrophic insurance. The surveys yielded three primary findings. First, the proportion of households subscribing to earthquake insurance increased steadily, from about 5 percent in 1973 to approximately 40 percent in Santa Clara and Los Angeles counties in 1989 and 50 percent in those counties in 1993. Second, the geographic pattern of insurance subscription has consistently been unrelated to relative geophysical risk: those in areas susceptible to high degrees of ground shaking are no more likely to purchase insurance than those in less risky areas. Third, the strongest and most consistent predictor of earthquake insurance purchase is perceived vulnerability: those who perceive that their homes or communities are likely to experience earthquake damage are more likely to purchase earthquake insurance. Future research should involve cross-cultural studies, specifically addressed at questions of the universality of the empirical relationships between personality, demographic-economic status, and insurance purchase, or, more broadly, earthquake-mitigation behavior." @default.
- W2314967034 created "2016-06-24" @default.
- W2314967034 creator A5070459800 @default.
- W2314967034 date "1995-04-01" @default.
- W2314967034 modified "2023-10-13" @default.
- W2314967034 title "The Roepke Lecture in Economic Geography Catastrophic Earthquake Insurance: Patterns of Adoption" @default.
- W2314967034 cites W1491771820 @default.
- W2314967034 cites W1543832757 @default.
- W2314967034 cites W1559964838 @default.
- W2314967034 cites W158727920 @default.
- W2314967034 cites W1604526811 @default.
- W2314967034 cites W1792184005 @default.
- W2314967034 cites W1963717688 @default.
- W2314967034 cites W1976460644 @default.
- W2314967034 cites W1981162731 @default.
- W2314967034 cites W1986754049 @default.
- W2314967034 cites W2015086821 @default.
- W2314967034 cites W2018069667 @default.
- W2314967034 cites W2019025561 @default.
- W2314967034 cites W2020075058 @default.
- W2314967034 cites W2028511747 @default.
- W2314967034 cites W2033207569 @default.
- W2314967034 cites W2037575798 @default.
- W2314967034 cites W2041389336 @default.
- W2314967034 cites W2046603475 @default.
- W2314967034 cites W2047836425 @default.
- W2314967034 cites W2049083010 @default.
- W2314967034 cites W2050050017 @default.
- W2314967034 cites W2055157026 @default.
- W2314967034 cites W2059135122 @default.
- W2314967034 cites W2065425354 @default.
- W2314967034 cites W2069506221 @default.
- W2314967034 cites W2071997768 @default.
- W2314967034 cites W2082239789 @default.
- W2314967034 cites W2085583620 @default.
- W2314967034 cites W2097780989 @default.
- W2314967034 cites W2125272611 @default.
- W2314967034 cites W2133469585 @default.
- W2314967034 cites W2152455802 @default.
- W2314967034 cites W2313991584 @default.
- W2314967034 cites W2319153868 @default.
- W2314967034 cites W2322820359 @default.
- W2314967034 cites W2490844392 @default.
- W2314967034 cites W2612988547 @default.
- W2314967034 cites W2896960274 @default.
- W2314967034 cites W3034904215 @default.
- W2314967034 cites W3210474563 @default.
- W2314967034 cites W35532289 @default.
- W2314967034 cites W566446618 @default.
- W2314967034 cites W571720755 @default.
- W2314967034 cites W584693402 @default.
- W2314967034 cites W585859973 @default.
- W2314967034 cites W94273380 @default.
- W2314967034 doi "https://doi.org/10.2307/144354" @default.
- W2314967034 hasPublicationYear "1995" @default.
- W2314967034 type Work @default.
- W2314967034 sameAs 2314967034 @default.
- W2314967034 citedByCount "28" @default.
- W2314967034 countsByYear W23149670342012 @default.
- W2314967034 countsByYear W23149670342013 @default.
- W2314967034 countsByYear W23149670342014 @default.
- W2314967034 countsByYear W23149670342015 @default.
- W2314967034 countsByYear W23149670342016 @default.
- W2314967034 countsByYear W23149670342017 @default.
- W2314967034 countsByYear W23149670342018 @default.
- W2314967034 countsByYear W23149670342019 @default.
- W2314967034 countsByYear W23149670342022 @default.
- W2314967034 crossrefType "journal-article" @default.
- W2314967034 hasAuthorship W2314967034A5070459800 @default.
- W2314967034 hasBestOaLocation W23149670342 @default.
- W2314967034 hasConcept C144133560 @default.
- W2314967034 hasConcept C148383697 @default.
- W2314967034 hasConcept C205649164 @default.
- W2314967034 hasConcept C26271046 @default.
- W2314967034 hasConceptScore W2314967034C144133560 @default.
- W2314967034 hasConceptScore W2314967034C148383697 @default.
- W2314967034 hasConceptScore W2314967034C205649164 @default.
- W2314967034 hasConceptScore W2314967034C26271046 @default.
- W2314967034 hasIssue "2" @default.
- W2314967034 hasLocation W23149670341 @default.
- W2314967034 hasLocation W23149670342 @default.
- W2314967034 hasOpenAccess W2314967034 @default.
- W2314967034 hasPrimaryLocation W23149670341 @default.
- W2314967034 hasRelatedWork W1550931451 @default.
- W2314967034 hasRelatedWork W2027674469 @default.
- W2314967034 hasRelatedWork W2125326214 @default.
- W2314967034 hasRelatedWork W2163771349 @default.
- W2314967034 hasRelatedWork W2612361796 @default.
- W2314967034 hasRelatedWork W2612871816 @default.
- W2314967034 hasRelatedWork W2748952813 @default.
- W2314967034 hasRelatedWork W2899084033 @default.
- W2314967034 hasRelatedWork W3148037394 @default.
- W2314967034 hasRelatedWork W3167755795 @default.
- W2314967034 hasVolume "71" @default.
- W2314967034 isParatext "false" @default.
- W2314967034 isRetracted "false" @default.
- W2314967034 magId "2314967034" @default.
- W2314967034 workType "article" @default.