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- W2320810406 abstract " Abstract—This study aims to produce a model of the development and implementation of Micro Financial Institutions (MFIs) in the rural areas as an alternative source of financing for rural MSEs that is estimated to have a role in creating jobs and reducing poverty once they are empowered. The study uses a Descriptive Comparative Method and a Survey Method. The results of this study indicate that the development of Micro Finance Institutions should be supported by equipping them with the ability to access the capital from certain sources provided by the government through the designated banks. Besides the financial aspect, the development of micro and small enterprises also requires other aspects such as sustainable development, mentoring, and technical assistances. who are not served by formal financial institutions. Centralization of financial institutions in big cities is an economically rational fact. However, most of the micro and small enterprises is in the rural areas and many of them are informal, yet, able to employ a lot of people. The majority of MSEs are concentrated in rural areas which are needed to develop those areas into more competitive areas globally, so that villages can be an economically effective place for investment through local funding using a system that suits the characteristics of the business. Therefore, it is the time for the financial institutions to change their orientation, from being urban financial institutions to being rural financial institutions. This orientation shift is necessary in order to support the development of rural areas to be competitive in the current global economic order. Microfinance institutions in the rural areas can be an alternative to solving the problems faced by small and micro enterprises in the rural areas. This institution will function as the center for the capital mobilization in the rural areas. The role of micro and small enterprises is really strategic;" @default.
- W2320810406 created "2016-06-24" @default.
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- W2320810406 date "2012-01-01" @default.
- W2320810406 modified "2023-10-14" @default.
- W2320810406 title "Integrated Model of Micro Financial Institutions andMicro Small Enterprises" @default.
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- W2320810406 doi "https://doi.org/10.7763/ijeeee.2012.v2.159" @default.
- W2320810406 hasPublicationYear "2012" @default.
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