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• W2336888964 abstract "The present study aims at investigating the determinants of households’ saving in Multan district of Pakistan. Data of 293 respondents are drawn through field survey in 2009-2010 by adopting stratified random sampling technique. Questions are asked directly from head of household about their education level, family status, age, region of residence, assets, income etc. Sample contains information about rural and urban households. We have used extended model of Life Cycle hypothesis postulated by Ando and Modigliani (1963). Ordinary Least Square method is used for estimation. The analysis is made at two stages. At preliminary stage, descriptive statistics and correlation matrix are described. Multivariate analysis presents determinants of households’ saving in Multan district. It is concluded that Spouse participation, total dependency rate, total income of household and size of landholdings significantly raise household savings. Education of household head, children's educational expenditures, family size, liabilities to be paid, marital status, and value of house significantly reduce saving level of households. Our study also supports existence of Life cycle hypothesis." @default.
• W2336888964 created "2016-06-24" @default.
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• W2336888964 date "2010-01-01" @default.
• W2336888964 modified "2023-09-26" @default.
• W2336888964 title "Households Saving Behaviour in Pakistan: A Case of Multan District" @default.
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