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• W2337243371 startingPage "2581" @default.
• W2337243371 abstract "Abstract We play a series of incentivised laboratory games with risk-exposed co-operativised Guatemalan coffee farmers to understand the demand for index-based rainfall insurance. We estimate an explicit utility curve for every player and hence predict expected utility demand under counterfactual scenarios. Using these estimates, we provide a precise money-metric decomposition of the extent to which the low observed demand for index insurance is driven by expected utility theory, or by behavioural issues arising from a prospect-style utility structure. Our results suggest that consumers value probabilistic insurance using a prospect-style utility function that is concave both in probabilities and in income." @default.
• W2337243371 created "2016-06-24" @default.
• W2337243371 creator A5018127369 @default.
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• W2337243371 date "2019-04-03" @default.
• W2337243371 modified "2023-09-27" @default.
• W2337243371 title "Utility, Risk and Demand for Incomplete Insurance: Lab Experiments with Guatemalan Co-Operatives" @default.
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• W2337243371 doi "https://doi.org/10.1093/ej/uez005" @default.
• W2337243371 hasPublicationYear "2019" @default.
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