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- W2365071890 abstract "Our critical illness insurance program has the obvious characteristics of fragmentation and there is also much institutional difference inside it.In this paper we used Gini coefficient to describe the equality of distribution of the fund and marginal utility to describe the efficiency of using the fund in this program.Then we evaluated the institutional difference building mathematical models.The research shows that:based on similar quantity of insured persons,insurance fund and pay line of reimbursement,the solution without the restriction of critical illness has better equality and efficiency than that solution with the restriction of critical illness;increasing the domain of critical illness or decreasing the pay line of reimbursement could let more insured persons have the right for reimbursement,so it will improve the level of equality and efficiency in this program.It was further indicated that the above conclusions will be right when insured persons are able to afford their part of medical expenses for critical illness;and the basic way of getting more utilities for insured persons is to increase the fund for reimbursement and perform more equitable allocation." @default.
- W2365071890 created "2016-06-24" @default.
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- W2365071890 date "2016-01-01" @default.
- W2365071890 modified "2023-09-24" @default.
- W2365071890 title "Institutional Difference inside Critical Illness Insurance Program and Its Evaluation of Equality and Efficiency" @default.
- W2365071890 hasPublicationYear "2016" @default.
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