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- W2380533927 abstract "Forecasting is made on utility of credit institution under the present credit reference systems in China by using the evolutionary game,and conclusions are drawn that the main reason for the poor performance of present rural household credit reference system and insufficient rural household loan transactions at present is the excessive market discipline on dishonest rural households;that the overall credit reference system of positive and negative information is the optimal arrangement for rural household credit reference system;and that in the rural credit loan markets,legal discipline is better than market discipline.In order to maximize the utility of rural household credit reference system,the following conditions should be met: continue to strengthen the legal disciplinary measures;further intensify the incentive for the honesty;improve the quality of credit information and the extent scope of information sharing as quickly as possible." @default.
- W2380533927 created "2016-06-24" @default.
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- W2380533927 date "2013-01-01" @default.
- W2380533927 modified "2023-09-23" @default.
- W2380533927 title "Conditions for the Rural Household Credit Reference System to Enhance Utility" @default.
- W2380533927 hasPublicationYear "2013" @default.
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