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- W2385248570 abstract "With the development of real estate market in China,the residential mortgage loan of commercial banks has gained rapid growth in the recent over ten years,thus constituting one of the important credit products in commercial banks.However,the prepayment risk becomes one of the unavoidable credit risks during the risk management of residential mortgage loans in commercial banks.Through setting up Logistic regression model,using technologies of factor analysis and discriminant analysis,the thesis has conducted the quantitative model analysis for normal and prepayment loans samples of commercial banks,analyzed the impacts of all the factors on the prepayment risks,and included the features that influence the borrowers to make the prepayment decision,then proposed the suggestions to strengthen the precaution management of prepayment risks." @default.
- W2385248570 created "2016-06-24" @default.
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- W2385248570 date "2012-01-01" @default.
- W2385248570 modified "2023-09-24" @default.
- W2385248570 title "An Empirical Research on the Precaution of Prepayment Risk Related to Residential Mortgage Loans" @default.
- W2385248570 hasPublicationYear "2012" @default.
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