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- W2385660528 abstract "By analyzing the status quo of operating structure and growth pattern of Chinese commercial banks,the paper points out that short of market resources,basic business outlets in central and western China fail to accommodate to new conditions of financial competition with traditional operating structure and single growth pattern.They generally face four big challenges in development:the trend of interest rate liberalization gradually narrows down the interest spread;the traditional mode of business development is increasingly restrained;the growing openness of financial market results in exacerbating competition among banks for market resources;continuously upgrading industry structure and consumption structure bring about increasingly personalized,integrated and complicated financial service demand of clients.The paper puts forward the following counter-measures:timely changing the development pattern of business,achieving the transformation of operating structure as soon as possible and establishing diversified business structure,product structure,client structure and income structure." @default.
- W2385660528 created "2016-06-24" @default.
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- W2385660528 date "2009-01-01" @default.
- W2385660528 modified "2023-09-23" @default.
- W2385660528 title "A Research on Transformation of Operating Structure and Growth Pattern of Basic Business Outlets in Central and Western China" @default.
- W2385660528 hasPublicationYear "2009" @default.
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