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- W2425223847 abstract "The importance of inancial literacy in promoting good inancial behaviour has been established in previous studies. Nonetheless, a study that speciically analyses Malaysian or Asian general public is very rare, despite various cases involving bankruptcies, suicides and harassment that result from improper inancial decisions within the region. This study focuses on Malaysians' inancial literacy and inancial behaviour. It is hypothesized that inancial behaviour is signiicantly correlated with inancial literacy. It is also expected that Malaysians' inancial behaviour and inancial literacy vary signiicantly among those from different education and income levels. A quantitative approach was adopted for this study, utilizing questionnaire survey as the main research instrument. Results showed signiicant, positive correlation between inancial literacy and inancial behaviour. Moreover, less educated individuals and lower income earners were found to have lower inancial literacy. This paper provides a discussion on educational programmes that could be conducted in order to enhance the public's inancial literacy and promotes good inancial practices, especially among these groups of individuals. );}// --> activate javascript" @default.
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- W2425223847 date "2014-08-26" @default.
- W2425223847 modified "2023-09-27" @default.
- W2425223847 title "Determinants of Financial Behaviours among Malaysians" @default.
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- W2425223847 doi "https://doi.org/10.21002/icmr.v2i2.3663" @default.
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