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- W2480233414 abstract "Abstract Increased flooding is expected to be one of the greatest threats caused by climate change. Flood insurance helps to cope with the risk of flooding, but take-up rates are relatively low in many places. Mainly in developing countries, index-based flood insurance - where the insurer’s payout is based on pre-agreed weather indices instead of actual loss - has been marketed recently. In this paper, we investigate whether the introduction of index-based flood insurance with relatively low premiums is likely to attract new customers in a high-income country, namely Germany. We use data from a discrete choice experiment combined with damage data for a major flood in 2013. We find index-based flood insurance to attract similar customers as traditional damage-based, while the latter is preferred on average. Our results suggest that not many new customers would enter the market, once index-based flood insurance were available." @default.
- W2480233414 created "2016-08-23" @default.
- W2480233414 creator A5047067014 @default.
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- W2480233414 date "2019-05-01" @default.
- W2480233414 modified "2023-10-16" @default.
- W2480233414 title "The Demand for Index-Based Flood Insurance in a High-Income Country" @default.
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- W2480233414 doi "https://doi.org/10.1111/geer.12142" @default.
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