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- W2481467609 abstract "Does home ownership cushion against retirement risks or does it distort consumption patterns and fail to improve the non-housing consumption of the elderly? Is it associated with more or less inequality of retirement consumption? Using data from the Luxembourg Wealth Study, this chapter examines the role of home ownership and non-pension saving in providing support for the elderly in eight countries. Home ownership rates among the elderly are very high in some countries and are expected to increase in the others. In Australia, the country with the highest rate of home ownership, wealth from home ownership partly compensates for low pension income, but it also shifts the consumption balance away from non-housing goods. In the United States, home ownership wealth reinforces patterns of income inequality. Home ownership can potentially diversify the risks associated with retirement saving, but, as recent events have shown, this cannot be relied upon." @default.
- W2481467609 created "2016-08-23" @default.
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- W2481467609 date "2013-08-14" @default.
- W2481467609 modified "2023-10-03" @default.
- W2481467609 title "The Fourth Retirement Pillar in Rich Countries" @default.
- W2481467609 doi "https://doi.org/10.11126/stanford/9780804778244.003.0013" @default.
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