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- W2489350788 abstract "The recent global economic recession has further brought to the fore the need for secured credit transaction in the economy as well as the law governing credit taking. Nigeria and indeed many countries across the globe had a fair share of this global challenge. As a corollary, banks and other financial institutions dealing on credit became more conscious in their credit dealings with the aim of minimizing their exposure to any risk especially as it relates to non-repayment of loans advanced to the debtors. Floating charge, which is a creation of equity, has remained one of those mechanisms adopted by the Banks in securing the loans and ensuring their repayment. Despite its extensive use in modern commercial transactions, the floating charge mechanism and its underlying concepts and law have been plagued with controversies, uncertainty and unnecessary complexity. This paper is aimed at dissecting the laws behind the floating charge mechanism, especially in relation to the distinction between fixed and floating charges and its importance in dealing with charges over book debts. Key words: Floating charge, Fixed charge, Debenture, Secured Debenture" @default.
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- W2489350788 date "2012-01-01" @default.
- W2489350788 modified "2023-09-24" @default.
- W2489350788 title "Floating charge: A child of equitable circumstance and its hybrid disposition" @default.
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