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- W2504521779 abstract "This chapter lays down the principles behind the formulation of the lending strategy and loan policy of a bank in a competitive environment. It begins by outlining the principal objectives of the lending strategy, which are primarily drawn from the strategic plan of a banking organization. It outlines important concepts such as credit-deposit ratio, interest rate policy, loan portfolio and exposure policy, loan-to-value ratio, and repayment policy. It emphasizes that the success of a loan policy document lies in its zealous implementation." @default.
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- W2504521779 date "2011-10-20" @default.
- W2504521779 modified "2023-09-26" @default.
- W2504521779 title "Lending Strategy and Loan Policy" @default.
- W2504521779 doi "https://doi.org/10.1093/acprof:oso/9780198074106.003.0004" @default.
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