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- W2548870924 abstract "Indonesian migrant workers (IMW) face life difficulties after returning back to Indonesia. Thisis a contrary condition considering their contribution to their home family in Indonesia whileworking abroad. Literature mentions that their financial planning is the root of the povertyof ex-IMW. Therefore, this research adopts literacy theory to explain this phenomenon. Thisresearch conducted a survey among 548 ex-IMW and measures their financial literacy andfinancial planning. This research also maps their asset ownership to examine the relationshipbetween financial literacy and asset ownership. Overall, this research documents that financialliteracy contributes statistically significantly and positively to financial planning. Furthermore,this research shows that asset ownership is closely related to financial literacy. In a nutshell, thisresearch concludes that it is important for migrant workers to have good knowledge of financialissues, because having good financial literacy helps the migrant workers to plan their finance andbudget much better, thereby helping them to avoid the poverty trap. Therefore, policymakerssuch as migrant worker authorities and/or Indonesian embassies abroad have to institute financialeducation programmes for migrant workers before they return to Indonesia." @default.
- W2548870924 created "2016-11-11" @default.
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- W2548870924 date "2016-08-01" @default.
- W2548870924 modified "2023-09-23" @default.
- W2548870924 title "The Financial Planning and Financial Literacy of ex-Malaysia Indonesian Migrant Workers" @default.
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- W2548870924 doi "https://doi.org/10.18267/j.aop.557" @default.
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