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- W2557573788 abstract "The purpose of this study is to look at the profitability, liquidity and efficiency of Asante Akyem rural bank (AARB) from 2007 to 2011. It became necessary that an in-depth study is conducted into the performance of the bank because of the fact that the financial systems across Ghana are becoming increasingly competitive in nature which puts the profitability of the bank in question. Data was drawn from both primary and secondary sources. With the exception of the year 2010, the bank achieved growth in its profitability for the rest of the years. Profitability increased gradually but was very significant in 2011 where the increase over the previous year alone was more than 230%. Asante Akyem rural bank would not be able to withstand heavy financial shocks because it has a weak liquidity status. AARB has not been much efficient in its operations. Issues like poor management and weak internal controls as well as loan repayment default were identified as some of the factors undermining the efficiency of the bank. Recommendations such as to identify and further engage in profitable investments such as mortgaging, purchase of shares of reputable organizations etc. in order to increase profitability of the bank and also providing more training programs in business strategy and organizational management to both the employees as well as the management team to ensure efficiency in their operations were made." @default.
- W2557573788 created "2016-12-08" @default.
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- W2557573788 date "2013-01-01" @default.
- W2557573788 modified "2023-09-27" @default.
- W2557573788 title "Profitability, Liquidity and Efficiency of Rural Banks: Evidence from Ghana" @default.
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