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- W2559971690 abstract "Regional Rural Banks have been in existence for around three decades in the Indian financial scenario. Inception of regional rural banks (RRBs) can be seen as an unique experiment as well as experience in improving the efficacy of rural credit delivery mechanism in India. With joint shareholding by Central Government, the concerned State Government and the sponsoring bank, an effort was made to integrate commercial banking within the broad policy thrust towards social banking keeping in view the local peculiarities. The genesis of the RRBs can be traced to the need for a stronger institutional arrangement for providing rural credit. The Narasimhan committee conceptualised the creation of RRBs in 1975 as a new set of regionally oriented rural banks, which would combine the local feel and familiarity of rural problems characteristic of cooperatives with the professionalism and large resource base of commercial banks. Subsequently, the RRBs were set up through the promulgation of RRB Act of 1976. Their equity is held by the Central Government, concerned State Government and the Sponsor Bank in the proportion of 50:15:35. RRBs were supposed to evolve as specialised rural financial institutions for developing the rural economy by providing credit to small and marginal farmers, agricultural labourers, artisans and small entrepreneurs. The study is diagnostic and exploratory in nature, and makes use of secondary data. The study found that the performance of Krishna Pragathi Gramina Bank in Shivamoga District branches has significantly improved over time, as steps for their improvement were initiated by the Government of India after the amalgamation process." @default.
- W2559971690 created "2016-12-16" @default.
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- W2559971690 date "2016-01-01" @default.
- W2559971690 modified "2023-09-27" @default.
- W2559971690 title "Performance Evaluation of Regional Rural Banks with Reference to Krishna Pragathi Gramina Bank, Shimogga District" @default.
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