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- W2563923963 abstract "• Abstract: This paper explores the application of some of the existing game theory to the problem of strategically managing non-life insurance products where current methods of setting price do not typically consider reactions of competitors. We explore the standard Bertrand and Hotelling models and based on these develop a model applicable for the insurance market. Using these models, we show what the effect of the impending EU Gender Directive will have on the prices set by insurers and also the likely impact of potential regulation of the way in which ancillary products are sold. Through some examples we show how insurers can use commitments, promises and threats as strategic moves to manipulate the rules to their own individual advantage. This shows that sometimes a firm is better off as being one of the small guys." @default.
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- W2563923963 date "2012-01-01" @default.
- W2563923963 modified "2023-09-27" @default.
- W2563923963 title "Game Theory in General Insurance How to outdo your adversaries while they are trying to outdo you" @default.
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