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- W2576064260 abstract "Generally investors use heuristics in their process of decision-making with the aim of finding short-cuts and simplified roads to quite sophisticated answers. We conducted a survey on about 250 young people (18-27 years old) concerning their financial literacy and economic choices, given an education level which is predominantly very high (73% enrolled in a bachelor degree, 80% took part to at least some basic finance or economics courses). The survey was designed to study the influence of financial-economic literacy on the flaws occurring in financial decisions of young people (the so called generation Y), mainly with reference to biases, overconfidence, framing. The results of the survey give an insight into the behavior of a new and educated generation in typical economic decision frameworks, which could be a useful tool for stakeholders. In fact, being aware of the psychological component of the financial decision is a key factor to better understand and manage risk." @default.
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- W2576064260 date "2016-01-01" @default.
- W2576064260 modified "2023-09-24" @default.
- W2576064260 title "Is There Any Link between Level of Instruction and Financial Choices? A Study on a Generation Y-Based Survey" @default.
- W2576064260 doi "https://doi.org/10.2139/ssrn.2903835" @default.
- W2576064260 hasPublicationYear "2016" @default.
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