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- W2606563170 abstract "Using a sample of 30-year fixed-rate subprime mortgage loans, this article empirically examines whether gender inequality exists in the mortgage market, specifically whether a borrower's gender affects the loan contract rate charged, beyond the impact of the borrower's probability of default and prepayment. The results, based on a competing-risks loan hazard model, reveal that borrowers of different genders have different loan termination patterns. After controlling for the probability of a borrower defaulting or prepaying, female borrowers pay higher contract rates in the subprime mortgage market over the study period." @default.
- W2606563170 created "2017-04-28" @default.
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- W2606563170 date "2017-05-21" @default.
- W2606563170 modified "2023-10-16" @default.
- W2606563170 title "Gender Equality in Mortgage Lending" @default.
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- W2606563170 doi "https://doi.org/10.1111/1540-6229.12198" @default.
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