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- W2617084749 abstract "The purpose of this research is to examine the effect of credit risk management on profitability of selected rural banks in the Upper East Region of Ghana. Panel least squares regression models were estimated using data for the period 2010 to 2015. The variables used are measures of profitability or firm performance such as return on equity and return on assets as dependent variables. The explanatory variables are capital adequacy ratio, non-performing loan ratio, bank size, and inflation. The results indicate that non-performing loan ratio is a key determinant of profitability. In conclusion, although there may be other inherent factors such as management efficiency and effectiveness in the administration of its assets and liabilities as well as income and expenditure relevant to profitability, executing appropriate credit management policies will help in building quality loan portfolios that will not result to high volumes of non-performing loans." @default.
- W2617084749 created "2017-06-05" @default.
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- W2617084749 date "2017-05-01" @default.
- W2617084749 modified "2023-09-24" @default.
- W2617084749 title "Credit Risk Management and Profitability of Selected Rural Banks in Upper East Region" @default.
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- W2617084749 hasPublicationYear "2017" @default.
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