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- W2623750259 abstract "espanolLa incorporacion de la Rentabilidad Esperada a la normativa aseguradora en Espana se puede considerar como un hito importante en la mejora de la transparencia del sistema asegurador. Su introduccion va a permitir que pueda llevarse a cabo la comparacion, en terminos de rentabilidad, entre productos aseguradores ofrecidos por distintas entidades. Uno de los objetivos de este trabajo es proponer la metodologia que se deberia seguir en su calculo, de tal forma que este indicador cumpla su principal finalidad: poder comparar entre diferentes seguros. La segunda aportacion del trabajo va a permitir analizar la incidencia que el cambio en el valor de la prima tiene sobre la Rentabilidad Esperada, de manera que esta se puede convertir en un nuevo elemento a considerar por parte de las entidades aseguradoras. EnglishThe inclusion of the Expected Return into the rules governing the insurance regulation in Spain may be considered an important step to improve the transparency of the insurance system. The implementation of the Expected Return will allow to carry out a comparison, in terms of profitability, between insurance products offered by different companies. One of the objectives of this paper is to propose the methodology that should be followed for the calculation of the Expected Return, so that this indicator fulfills its main purpose: to compare different insurance products. The second contribution of this paper will allow to analyze the impact that the change in the premium value has on the Expected Return, so that it can become a new element to be considered by insurance companies." @default.
- W2623750259 created "2017-06-15" @default.
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- W2623750259 date "2016-01-01" @default.
- W2623750259 modified "2023-09-23" @default.
- W2623750259 title "The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain" @default.
- W2623750259 hasPublicationYear "2016" @default.
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