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• W26715095 abstract "One of the most important significance in the emergence of e-commerce is thedevelopment of electronic payment system. This system replaces physical banknote andcoins and substitutes them with electronic cash or digital cash. Smart cards used inelectronic cash transactions are referred to stored-value cards or electronic purse i.e. thecard will be considered as the repository for money. Units of value are stored on the cardas the electronic equivalent of cash and later used for purchases. It can also be used tostore value as credits for goods and services - for example, ticketing or canteen facilities.The introduction of new electronic payment scheme for substituting cashespecially in Malaysia may be considered in its early age. The Malaysian ElectronicPayment System (MEPS) has introduced MEPS Cash smart card as a new method ofpayment in the middle of year 1999. The method is expected to handle the rapid changesof technological advancement in creating the cashless society. However, consumer acceptances towards the new method of payment has not so far being tested. Theconsumer preference of using cash for personal consumption expenditures is stillwidening. On the other hand, money suffers from a few drawbacks that make it nolonger practical as it took a lot of space, it cannot be transferred by any means oftelecommunication network and finally, high transaction cost for handling money.This research was conducted in order to find a business model for a new methodof payment i.e. by using smart card and to solve some of the existing problems that arisewhen using money in conventional way. The second objective of this research was todevelop a smart card application prototype for the mentioned business model. Thisresearch focused on measuring user acceptance for the developed prototype and userperception towards the smart card as stored value card.The smart card business model, was then translated into a system, which showedthe flow of the processes in smart card transaction. The processes clearly showed whathappened between the three parties involved in the system: smart card user, merchantand bank. Selected students from the Faculty of Computer Science and InformationTechnology, UPM then evaluated the system by completing a questionnaire. Thequestionnaire intended to obtain the general background of the respondents, theirattitudes towards smart card usage, acceptance towards cash card illustrated transactionprocesses. It was also aimed to obtain respondents' opinion if the smart card as storedvalue card were introduced in the near future.The result showed that the respondents are actually agreed and satisfied with thesystem in terms of its clarity and user interface. The findings also ascertained that it could increase the respondents' perception regarding reliability and level of conveniencetowards the usage of smart card. The fact that more than ninety percent of therespondents were willing to use the smart card for shopping indicated that consumerhave no problem in accepting such system in the future." @default.
• W26715095 created "2016-06-24" @default.
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• W26715095 date "2001-01-01" @default.
• W26715095 modified "2023-09-27" @default.
• W26715095 title "A Study on Users' Perception Towards Cash Card Usage in UPM" @default.
• W26715095 hasPublicationYear "2001" @default.
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