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• W2742485666 abstract "Bundling micro-insurance with loans should help not only decrease costs and therefore increase take-up but may also decrease financial inclusion if the insurance and/or loan are refused. We implement a randomised control trial in which a voluntary crop micro-insurance product is offered jointly with a loan application or separately (at a later date). The delayed offer of insurance did not influence overall insurance take-up or coverage amount but had heterogeneous impacts by crop, supporting the idea that bundling microfinance products is an opportunity more than a constraint. Yet, low product understanding also highlights the need for well-designed and effective consumer protection policies." @default.
• W2742485666 created "2017-08-17" @default.
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• W2742485666 date "2017-08-08" @default.
• W2742485666 modified "2023-09-24" @default.
• W2742485666 title "Microfinance bundling and consumer protection: experimental evidence from Colombia" @default.
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• W2742485666 doi "https://doi.org/10.1080/19439342.2017.1363802" @default.
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