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• W2775348091 abstract "Most existing studies on the regional distribution of financial literacy overlook the cross-regional variation over time and its determinants. Therefore, this paper chooses spatial Durbin model with panel data to account for spatial dependence of financial literacy across US in 2009, 2012 and 2015. Our empirical findings support that financial literacy of an individual state is associated with the characteristics of its neighbors. Specifically, we find support for the spatial spillover perspective in which per capita real GDP and unemployment rate are positively, and Gini coefficient is negatively associated with the financial literacy in neighboring states." @default.
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• W2775348091 date "2018-09-01" @default.
• W2775348091 modified "2023-09-29" @default.
• W2775348091 title "A spatial-temporal analysis of financial literacy in United States of America" @default.
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• W2775348091 doi "https://doi.org/10.1016/j.frl.2017.12.003" @default.
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