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- W2810121703 abstract "Using data from a randomized field experiment with 552 households, nested within 40 villages and townships in South Africa, we examine the impact of a brief financial literacy training that was integrated into a broader psychosocial parenting intervention. Based on self-reported measures, we document significant improvements in financial behaviors, including higher saving and lower borrowing rates. We also see wider implications for household economic welfare, demonstrated by reduced self-reported financial distress, better resilience to economic shocks, and a greater capacity to securing basic needs. We argue that program impact may run through three effect channels, namely improved self-efficacy, higher family and community social support, and greater optimism. Overall, our findings suggest that “hybrid” program curricula that offer combinations of financial and psychosocial components can add value to stand-alone financial literacy training." @default.
- W2810121703 created "2018-07-10" @default.
- W2810121703 creator A5052954466 @default.
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- W2810121703 date "2018-09-01" @default.
- W2810121703 modified "2023-10-16" @default.
- W2810121703 title "Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa" @default.
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- W2810121703 doi "https://doi.org/10.1016/j.jdeveco.2018.06.016" @default.
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