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- W282487911 abstract "In this paper, the authors compare and contrast the banking structures in the United States and the coi~ntrieso f the European Comtnunity (EC). While the U.S. has a large number of small, undiversified banks. By contrast, Europe contains a smaller number of larger banksprovidinga widerarray of financial services than their American counterparts. The differences will only be heightened by the Single Market initiative in Europe. The paper identifies a crucial regulatory difference between the U.S. and the EC regulatory approaches. While the EC is moving to home country regulation of banks, the U.S. relies on host state regulation. While the former system facilitates competitive entry, the latter inhibits it. The paper concludes by warning European policy makers against adopting co~nprehensive safety nets for banks, in order to avoid US.-style banking problems." @default.
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- W282487911 date "2008-12-12" @default.
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- W282487911 title "Learning from One Another" @default.
- W282487911 doi "https://doi.org/10.1300/j284v02n03_04" @default.
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