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- W2889942145 abstract "The agriculture sector is considered as the backbone of our economy but unfortunately it is still gambling on monsoon and dependent on informal credit. The need to support the agricultural sector has been well recognized and the efforts in this direction have been enormous and institutions set up to aid this sector are a plenty. The problems faced by the farmers broadly relate to inabilities to understand and take advantage of various facilities available from commercial banks, regional rural banks, cooperative banks, local area banks, government agencies, Self Help Groups and micro finance institutions. Farmers towards crop loan will indicates the extent of impact it has created in their minds which will in turn reflect on their extent of participation and utilization pattern of crop loan. Credit serve as useful purpose only when it is used for production purpose to generate a surplus to pay back the interest and principle, otherwise, its diversion for consumption purpose would effect the repayment capacity of the borrowers and result in default and over dues. These over dues can clog the credit pipeline, there by cropping the lending capacity, it therefore crucial to identify the attitude and crop loan utilization pattern of farmers to take steps to modify their existing attitude or to make necessary changes in the system as such. Hence, an attempt was made to study the attitude and utilization pattern of crop loan by the farmers." @default.
- W2889942145 created "2018-09-27" @default.
- W2889942145 creator A5001205982 @default.
- W2889942145 date "2017-06-17" @default.
- W2889942145 modified "2023-09-25" @default.
- W2889942145 title "ATTITUDE AND UTILIZATION OF CROP LOAN BY FARMERS IN AKOLA DISTRICT" @default.
- W2889942145 hasPublicationYear "2017" @default.
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