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- W2890180774 abstract "MSME sector faces a number of marketing, infrastructural, financial and other constraints and challenges which put hindrance on the way to achieve a faster growth of this sector. Among the other constraints, lack of access to sufficient financing especially in developing countries, has been identified as a major bottleneck in realising the potential of this sector. Odisha is one of the top ten States in creation of job (20,839 person in 2006–07 and 107,011 in 2014–15) by MSME sector although it is positioned at 11 in respect of number of MSME units set up as compared to other States. Credit flow to the MSME sector declined during recent period in the state (41%) as against an increasing trend in the country (48%) (RBI Report 2015). This brought to the forefront to study about the demand side issues for accessing institutional finance by MSME because of banks are reluctant to provide credit to this sector. The study is conducted in Bhubaneswar city (No 1 smart city in India) of Odisha and chosen two clusters through cluster sampling technique. The total of 60 enterprises has been drawn randomly for the demand side analysis. To collect the data Personal interview method is used by taking semi structured questionnaire schedule for sample entrepreneurs. Factor analysis with rotate varimax normalization method is used to find out the major constraints faced by the MSMEs and to rank their problem, is presented through an index. It identified six major factors among its interest rate is the number one constraint in the demand side which impedes the growth of MSMEs not only is the financial problem but also in addition to that competition from well-running firm and lack of Labour are the major problem faced by the sample entrepreneurs. The results plot that manufacturing sector rife with more financial issues." @default.
- W2890180774 created "2018-09-27" @default.
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- W2890180774 date "2018-01-01" @default.
- W2890180774 modified "2023-09-27" @default.
- W2890180774 title "Financing MSMEs Rife with Problems—A Demand Side Analysis" @default.
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- W2890180774 doi "https://doi.org/10.1007/978-3-319-99555-7_11" @default.
- W2890180774 hasPublicationYear "2018" @default.
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