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- W2890917837 abstract "The current financial crisis was triggered by severe deteriorations in the U.S. real estate market and sharp increases in mortgage delinquencies and foreclosures, especially among adjustable-rate mortgages issued to subprime borrowers. As a result of the unprecedentedly adverse consequences of the crisis, lenders have reversed the practice of making highly risky mortgage loans and now require that credit standards be followed more strictly. This shift has led to a contraction in supply of residential mortgages. In the meantime, the decline in housing prices also discouraged quality buyers from entering the market, causing a shrinkage of demand. Now that the economy may be stepping out of the recession, the residential mortgage market may also begin to recover." @default.
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- W2890917837 date "2009-12-08" @default.
- W2890917837 modified "2023-09-24" @default.
- W2890917837 title "Supply and Demand Shocks in Residential Mortgages" @default.
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