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- W2891494591 abstract "An examination of U.S. banking history shows that economically efficient private bank money requires that information-revealing securities markets for bank liabilities be closed. That is, banks are optimally opaque, which is why they are regulated and examined. I show this by examining the transition from private bank notes, the predominant form of money before the U.S. Civil War, to demand deposits and show that markets endogenous closed. The opacity of bank money in the recent financial crisis is also briefly discussed." @default.
- W2891494591 created "2018-09-27" @default.
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- W2891494591 date "2013-10-01" @default.
- W2891494591 modified "2023-09-27" @default.
- W2891494591 title "The Development of Opacity in U.S. Banking" @default.
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- W2891494591 doi "https://doi.org/10.3386/w19540" @default.
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