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- W2891841432 abstract "Deposit insurance is a widely adopted policy to promote financial stability in the banking sector. Deposit insurance helps ensure depositors' confidence in the financial system and prevents contagious bank runs, but it also comes with an unintended consequence of encouraging banks to take on excessive risk. This paper reviews the economic costs and benefits of deposit insurance and highlights the importance of institutions and specific design features for how well deposit insurance schemes work in practice." @default.
- W2891841432 created "2018-09-27" @default.
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- W2891841432 date "2018-09-01" @default.
- W2891841432 modified "2023-10-06" @default.
- W2891841432 title "Bank Runs and Moral Hazard: A Review of Deposit Insurance" @default.
- W2891841432 doi "https://doi.org/10.1596/1813-9450-8589" @default.
- W2891841432 hasPublicationYear "2018" @default.
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