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- W2891897418 abstract "Abstract In this paper, we draw on internationally comparable survey evidence on financial literacy and retirement planning in Canada to investigate how financially literate Canadians are and how financial literacy is linked to retirement planning. We find that 42% of respondents are able to correctly answer three simple questions measuring knowledge of interest compounding, inflation, and risk diversification. This is consistent with evidence from other countries, and Canadians perform relatively well in comparison with Americans but worse than individuals in other countries, such as Germany. Among Canadian respondents, the young and the old, women, minorities, and those with lower educational attainment do worse, a pattern that has been consistently found in other countries as well. Retirement planning is strongly associated with financial literacy; those who responded correctly to all three financial literacy questions are 10 percentage points more likely to have retirement savings." @default.
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- W2891897418 date "2015-10-20" @default.
- W2891897418 modified "2023-10-06" @default.
- W2891897418 title "Financial literacy and retirement planning in Canada" @default.
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- W2891897418 doi "https://doi.org/10.1017/s1474747215000311" @default.
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