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- W2908713088 abstract "The segment of retail payments has been among the most affected by technology-enabled innovations in financial markets (fintech). This study looks at the digitalization of retail payments markets in Europe. We develop a framework and collect supportive indicators to discuss the connection between fintech and retail payments market developments. We apply our framework to four small European economies – Sweden, Austria, Estonia and Bulgaria – and discuss what conclusions, if any, can be drawn for the integration of European retail payments markets and fintech from the developments observed in the case study countries. While there are many channels through which digitalization may facilitate the creation of a single market for retail payments, this study discusses whether fintech might also contribute to stronger retail payments market fragmentation." @default.
- W2908713088 created "2019-01-25" @default.
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- W2908713088 date "2018-01-01" @default.
- W2908713088 modified "2023-09-23" @default.
- W2908713088 title "European retail payments market integration and fintech: a case study approach" @default.
- W2908713088 hasPublicationYear "2018" @default.
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