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- W2913897882 abstract "The high debts among Malaysia’s households and the dual banking system in Malaysia motivates this study to investigate the characteristics of the household loan in the conventional and Islamic banking institutions. The loan characteristics are vital as it serves as ‘red flags’ of loan default in the banking institutions. As conventional banks and Islamic banks are under different banking concepts and principles; normally accompanied bydifferent loan policy and strategies, this study provides insights on the loan characteristicsof the banking institutions. Using the estimated logit model, the results give information on the exposure to risk of default of the banking institutions. The results may be useful inthe formulation of the lending policies of the banking institutions" @default.
- W2913897882 created "2019-02-21" @default.
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- W2913897882 date "2018-08-11" @default.
- W2913897882 modified "2023-09-25" @default.
- W2913897882 title "The Characteristics of Household Loans in Conventional and Islamic Banks in Malaysia" @default.
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- W2913897882 doi "https://doi.org/10.6007/ijarbss/v8-i7/4395" @default.
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